A Dream Chasing Solutions Product

Loan Cipher

The AI-Powered Response Engine That Turns
Intent Into Funded Deals.

Loan Cipher combines signal-based direct mail targeting, AI voice follow-up, and real-time lender matching to deliver finance-ready buyers to your dealership — tracked from mail drop to funded deal.

8–12 funded deals per month at the Starter level
AI response in under 60 seconds, 24/7
Flat monthly pricing — you keep 100% of every deal
Full campaign dashboard from mail drop to revenue
Meet Brooke Ledger
AI Sales Advisor — Loan Cipher Response Engine
Brooke Ledger
Meet Brooke Ledger
AI Sales Advisor — Loan Cipher
0:00 / 2:03
Brooke handles qualification, objections, and appointment booking — 24/7
8–12
Funded Deals / Month
< 60s
AI Response Time
100%
You Keep Every Deal
40+
Data Sources

How the Response Engine Works

STEP 01
Direct Mail Drop

Signal-targeted mail reaches buyers whose data says they're ready to move.

STEP 02
AI Capture

Brooke responds in under 60 seconds via voice and SMS, 24/7.

STEP 03
Loan Matching

AI routes each buyer to their best lender across Prime, Near-Prime, and Subprime.

STEP 04
Appointment Booking

Qualified buyers are scheduled directly into your calendar with full context.

STEP 05
Deal Tracking

Every campaign is tracked from mail drop to funded deal in your dashboard.

The Signal Intelligence Behind Every Campaign

Every buyer on our list is there because their data says they are ready — not because they live in the right zip code.

Credit Profile
FICO score range
Debt-to-income ratio
Open trade lines
Recent inquiries
Loan Intelligence
Current loan balance
Interest rate vs. market
Months remaining
Equity position
Behavioral Signals
In-market search activity
Dealership visit history
Finance app completions
Comparison shopping
Life Triggers
Lease expiration (60-day)
Job change detection
Address change
Income shift signals

What Would This Produce for Your Dealership?

// Revenue Simulator
Mail Volume2,500 pieces
Response Rate2.5%
Close Rate35%
Avg Deal Value$2,800
63
Responses
22
Funded Deals
$61,600
Gross Revenue
$57,850
Net Profit
Estimated ROI on this campaign1543%
No performance fees. No revenue share. You keep every funded deal.
Custom Packages Available

Built Around Your Market

Every dealership market is different. Request a consultation and we'll build a campaign package tailored to your volume, OEM focus, and market size.

AI Sales Advisor

Brooke Ledger
Never Misses a Lead.

Brooke is the AI advisor embedded in every Loan Cipher campaign. The moment a prospect responds to your mail, Brooke engages — qualifying, answering objections, and booking appointments — while your team focuses on closing.

Responds in under 60 seconds, 24/7
Handles the top 12 buyer objections
Routes hot leads with full qualification context
Books appointments directly into your calendar
Brooke Ledger AI Advisor
Brooke Ledger
AI Sales Advisor, Loan Cipher
Limited Dealer Slots Per Market

If This Produces Deals,
It's a No-Brainer.

Book a free strategy call. We'll check market availability, show you a sample campaign targeting your specific market, and walk you through exactly what to expect in month one.

Get Your PlanRequest Demo